​​​Fix & Flip
Term: 12 months

Amount: $100,000 up to $2mm

LTV & Rehab: 90% Acquisition & 95% to 100% Rehab, not to exceed 75% ARV

Rate: Starting at 8.25% interest only

Single Family Long-Term Hold Investor
Term:  30 years

Amount: $100,000 up to $2mm

LTV:  80% Purchase, 75% Refinance including Cash-out

Rate: Starting at 4.95% principal and interest

No limit to the number of properties you can own or finance.

No personal income verification property cash flow is the only requirement.

No time requirement for how long you have held the property. 

Portfolio Financing:
Available to investors who want to refinance a number of properties as on loan. Property mix can include investor held Single-family and 1-4 unit, held in different locations and states. Offering Choices of either a 7 or 30 year fixed rate. 

Subdivision Development Nationwide: (excluding CA, NV)

Closing Costs and Interest are rolled into the request.

Amount: $10mm and under

Loan-to-Cost: 90%

Horizontal and Vertical

Amount: $100mm and over

Loan-to-cost 75%

Horizontal and Vertical

Subdivision as a Single Family Long-Term Hold Rental Project:

Development and Construction of Twinhomes, Triplex, 4-units, or a mix of. No traditional Single-family homes. Modular and Stick built. The subdivision must be on its own parcel of land.

Features one closing for construction and long-term with a 40-year fixed rate as non-recourse. The current rate is 2.95% currently and easily assumable.

Subdivision Private Revolver: Available to seasoned lot developers, providing 95% of costs subject to 65% of completed value. Flexible structuring, including phased projects with a large number of lots such as PUD developments.

Coming Soon: 100% Subdivision Development as Joint Venture: ($2-billion allocated) 

Available to seasoned developers who can demonstrate 15 builds per year as a minimum. 

To be built and sold as single-family, townhomes, condo only.

The Joint Venture funds 100% of the project and requires 50% interest under this program. Please complete the "Contact Us" form found on this website for advanced registration of your project.

Spec 5-Yr. Credit-line Construction:

Single Family, Models, Duplex, Tri-plex, Quad-Plex, Modular & Offsite Builds, Small housing tracts, and Apartments. Open to professional builders only

Loan Amounts: $200,000 - $4mm+

98% maximum Loan-to-Cost

Interest-only starting at 6.99%

Skip Monthly Payments

​Same Day Draw

Spec, Presold, Rental, Construction:

Includes models, modular, offsite build, of  single-family, townhomes, 2-4 units, 5 unit +

Rates: Start at 4.99% **

90% maximum Loan-to-Cost. 100% with qualifying land subordination approval

Deferred Payments

Limited Recourse

** quick-build incentive rate of 4.99% will increase by .50 per month to a cap of 8.99%

All financing arrangements to business entities only

Subject to qualifications and final underwriting approvals